Privacy Policy

1. Nature of This Site

FMT Guru ("Site," "we," "us," or "our") is a demonstration website created to showcase web design, UI/UX patterns, and e-commerce functionality for educational study. It is not a real commercial store. No real purchases can be made, and no real digital goods are delivered as a result of any action taken on this Site. All product listings, prices, payment flows, and checkout interfaces are simulated strictly for educational illustration.

2. Information We Do Not Collect

Because this is a demo site, we do not intentionally collect, store, or process any personal data for commercial purposes. Any information entered into forms on this site — including names, email addresses, postal addresses, or payment details — should be treated as test data. We strongly advise you never to enter real financial credentials, credit card numbers, bank account information, or sensitive personal information into any form on this Site.

3. Cookies and Session Storage

Like most websites, this demo site may use cookies and browser session storage to maintain temporary state such as shopping cart contents. These mechanisms are non-persistent in commercial terms and serve no tracking or profiling purpose. You may disable cookies in your browser settings at any time without materially affecting the educational functionality of this demonstration. No third-party advertising or analytics cookies are placed without disclosure.

4. Third-Party Payment Processors

This site references and integrates with third-party payment processors — including Paystack, Flutterwave, NowPayments, and CoinProfile — for educational and technical demonstration only. These references do not constitute real active merchant accounts or live payment processing. The presence of a payment gateway on this site is purely illustrative. Do not submit real payment information under any circumstances. FMT Guru is not responsible for any financial transactions initiated through third-party processor interfaces accessed via this demo platform.

5. Data Retention

We do not retain personal data entered by visitors to this demo site for commercial or marketing purposes. Any data submitted through forms may be stored temporarily in server logs as part of normal hosting operations. This data is not linked to individual users for commercial purposes and is subject to our hosting provider's standard data retention policies.

6. Security

While we implement standard web security practices in the development of this site, we cannot guarantee the absolute security of any information submitted. As this is a demonstration platform, we strongly advise you not to submit any real personal, financial, or sensitive data under any circumstances. Use of this site is entirely at your own risk.

7. Children's Privacy

This demo site is not directed at children under the age of 13. We do not knowingly collect information from minors. If you believe a child has submitted information through this platform, please contact us so we can take appropriate action.

8. Changes to This Policy

As a demonstration project, this Privacy Policy may be updated at any time without prior notice. Continued use of this Site following any changes constitutes your acknowledgment and acceptance of the updated policy. We encourage you to review this page periodically.

9. Contact

If you have questions about this Privacy Policy or the nature of this demo site, you may contact us through the Contact page. All inquiries are handled informally, consistent with the educational nature of this project. By using this site, you confirm that you understand FMT Guru is a demonstration platform for educational purposes only and that no real commercial relationship arises from your use of it.