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⚠ Demo Site  —  Educational Purposes Only — Not a Real Store
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Terms of Purchase

Last updated: May 2026

IMPORTANT — Read Before Proceeding to Checkout This is a demonstration site. No real purchases occur. Do not submit real payment credentials. All checkout flows are simulated for educational study only. The operators accept no financial liability of any kind.

1. Nature of Transactions on This Site

All "purchases" initiated on FMT Guru are part of a simulated e-commerce demonstration environment. This platform exists solely for educational and web development study purposes. No real money changes hands, and no real digital product or service is delivered as a result of completing any checkout flow on this Site. All displayed prices, currencies, and payment interfaces are illustrative only.

2. Payment Processing — Critical Warning

FMT Guru demonstrates integrations with real payment gateway APIs including Paystack, Flutterwave, NowPayments, and CoinProfile. These integrations may display authentic-looking payment interfaces. You must NOT submit real payment credentials of any kind — including credit or debit card numbers, bank account details, cryptocurrency wallet private keys, or any financial information — through this platform. The operators of this site are not responsible for any financial loss resulting from unauthorized submission of real payment data.

⚠ Risks of Misuse — Please Understand
  • Submitting real card or bank details on a demo platform may expose you to fraud risk
  • Real cryptocurrency transactions initiated through demo integrations may be irreversible
  • No refund, reversal, or recovery mechanism exists for funds sent to demo wallet addresses
  • Payment gateway interfaces may route to live endpoints even in demo environments

3. No Obligation to Deliver

The operators of FMT Guru are under no obligation to deliver any product, digital file, download link, or service arising from any order placed on this Site. Order confirmations, email receipts, and payment success messages generated by this platform are components of the demonstration flow only and do not constitute legally binding commitments.

4. No Refund Policy

As no real financial transactions are intended to occur through this platform, there is no formal refund policy. If you believe real funds were transferred in error through interaction with this site, you should contact your bank, card issuer, or cryptocurrency exchange immediately. FMT Guru accepts no responsibility for recovery of such funds.

5. Risk Acknowledgment

By proceeding through any checkout flow on this site, you expressly acknowledge and accept the following: (a) this is a demonstration site, not a real store; (b) no real purchase, sale, or commercial transaction is taking place; (c) any data you enter is test or demo data only; (d) you bear sole and complete responsibility for any information you choose to submit; and (e) the operators of this site accept no liability of any kind for any consequence arising from your use of the checkout functionality.

6. Operator Disclaimer of Liability

The operators of FMT Guru expressly disclaim all liability — financial, legal, or otherwise — for: any loss of funds due to inadvertent submission of real payment information; any misunderstanding of the demo nature of this platform; any reliance on simulated product descriptions, prices, or stock availability; and any other consequence, direct or indirect, arising from use of the checkout or payment systems on this Site.

7. Educational Use Statement

This checkout system and the associated payment gateway integrations are presented for study and educational understanding of how modern e-commerce platforms and digital payment systems operate. By initiating any checkout on this platform, you confirm full understanding that this is a non-commercial, educational demonstration and that no real commercial obligation results from your actions.